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JN Wealth

Every Journey Begins with a Vision

We’re Here to Help

Whether you have a query about your investments or need assistance with insurance, our team is ready to support you.

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10:00 AM – 7:00 PM

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Investment Wisdom

Simple concepts to help you stay confident.

Why SIP is smart

SIP acts as a tool to average out market volatility. Buying more when markets are low and less when high automatically optimizes your cost.

Insurance Planning

Insurance is not an investment but a safety net. It ensures that your family's financial goals are not derailed by unforeseen events.

Market Ups & Downs

Volatility is the nature of the market. Staying invested through the downs is the key to capturing the ups in the long run.

Frequently Asked Questions

Answers to common queries to save you time.

Mutual Fund FAQs


Systematic Investment Plan (SIP) allows you to invest small amounts periodically (monthly/quarterly) into mutual funds. It averages out the cost of buying units (Rupee Cost Averaging) and inculcates financial discipline.

You can start a SIP with as low as ₹500 in many equity schemes, making it accessible for everyone.

Yes, SIPs are flexible. You can stop, pause, or increase/decrease your SIP amount anytime without any penalty, subject to the fund house's rules.

Mutual funds are subject to market risks, but historically, equity mutual funds have outperformed inflation and traditional savings over the long term (5-10+ years).

Insurance FAQs


Term insurance is a pure protection plan that pays a sum assured only on death. Traditional life insurance (Endowment/Money Back) offers both insurance and investment returns but usually at a higher cost.

A general rule of thumb is to have a life cover of at least 10-15 times your annual income.

You should review your insurance cover every 3-5 years or upon major life events like marriage, childbirth, or buying a home.

General FAQs


You generally need a PAN Card, Aadhaar Card, a Cancelled Cheque, and a recent Passport Size Photo to complete your KYC and start investing.

Online KYC (e-KYC) can be instant or take a few hours. Physical KYC might take 5-7 working days.

Yes, returns are subject to Capital Gains Tax. Short-term gains (under 1 year for equity) are taxed at 20%, and Long-term gains (over 1 year) above ₹1.25 Lakh are taxed at 12.5%.

AMFI Registered Mutual Fund Distributor

ARN-302781

Mutual Fund Disclaimer: Mutual fund investments are subject to market risks, read all scheme related documents carefully.

Privacy Note: Your personal information is kept confidential and used only for advisory and compliance purposes.